💰 Financial Model

Full cost of ownership calculator. Adjust assumptions, compare cars, see monthly and total costs.

Select Car

Car Price ($)

Down Payment ($)

Interest Rate (%)

Loan Term (months)

Parking ($/mo)

Insurance ($/mo)

Fuel ($/mo)

Maintenance ($/mo)

📊 Monthly Payment

Car Payment (P&I)

Payment + Parking + Insurance + Fuel + Maintenance

Total payments over 60 months

Car Price$65,000

Down Payment−$25,000

Amount Financed$40,000

Interest Paid Over Term$0

Car Payment / Month$0

Parking / Month$550

Insurance / Month$300

Fuel / Month$150

Maintenance / Month$150

Total Monthly Cost$0

Assuming you keep the car for 10 years (120 months):

Car purchase (after down payment + interest)$0

Parking (120 months)$0

Insurance (120 months)$0

Fuel (120 months)$0

Maintenance (120 months)$0

Total 10-Year Cost$0